What does a mortgage broker do? A mortgage broker enables an individual to purchase a home or property by providing loan (advanced money) to that individual. A mortgage broker can be a homeowner’s best friend.
Did you know? Average home sale prices in Ottawa’s housing market decreased to $740,840 in April from a peak of $757,230 in March 2022. I put this statement in to show the rough cost of a home in Ottawa.
Now, we’re going focus on the top 5 mortgage brokerage companies that can help you out today in purchasing a home in Ottawa.
Is housing expensive in Barrhaven?
The answer is yes, it could be. In fact, the most expensive listing is for $6,500,000 for a prestigious home located in Rockcliffe Park while Nepean is where you can find the most cost-effective single-family detached home, with a median house price of $632,450. Half a million dollars is not easy to save! That’s why you will need a mortgage broker
Housing price depends on the convenience of location, the view of the landscape, and most importantly the neighborhood.
Housing is close to impossible to the homelessness. In fact, In 2019 alone, over 8,000 homeless people were in emergency shelters. Without these shelters, some are left to die in the extreme cold or heat.
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Andrew Thake – Ottawa Mortgage Broker |
Andrew Thake |
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Ottawa Mortgage Broker – Chris Allard |
Chris Allard |
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The Wilson Team – YourOttawaMortgage |
Kelly |
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The Mortgage Advisors – Ottawa Mortgage Brokers |
Kaitlin P. |
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Mortgage Brokers Ottawa |
Josie Mourtos |
The table above illustrates the best mortgage Brokers in the Ottawa region. Below will be a fair evaluation for the top 5 mortgage brokers in Ottawa.
The Top 5 Mortgage Brokers in Barrhaven
Although housing expensive in Barrhaven, we can count on mortgage brokers to give you a hand to purchase your home faster today. We will now evaluate the top 5 mortgage brokers.
1. Andrew Thake – Barrhaven Mortgage Broker
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Smart Debt Mortgages |
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ADDRESS |
150 Isabella St Unit 110, Ottawa, ON K1S 1V7 |
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Andrew Thake is probably the best mortgage broker in Ottawa and Barrhaven. All I am hearing from customers is that he is very honest.
Pros
- Open daily with wide hours
- Highly responsive
- Honest
- Over 10 years experience
Cons
- Independently owned and operated
- Customer Reviews
- Read about brokerage experience from some happy customers of
Andrew Thake – Ottawa Mortgage Broker
Working with Andrew was great! As first time home buyers, Andrew walked us through the different steps of the mortgage and home buying process over several virtual calls— it was super useful! We also placed offers over the weekend and Andrew was highly responsive, offering honest feedback. I highly recommend working with Andrew to meet your mortgage needs! His knowledge and availability was much appreciated.
Lynsey Longfield
Andrew was my first mortgage agent and he surpassed expectations. He has a very functional website and his process is easy to follow. He presented me a number of options for lenders that included not only good rates but some of the intangible tips that you don’t always get. I’ll definitely be using him for my renewal as well.
Ryan Crowle
Andrew is professional, knowledgeable, and committed to providing the best service possible for his clients. Throughout the mortgage process he was transparent and kind – always taking the time to answer our questions honestly.
He’s also incredibly organized. He’s established processes for everything from booking a 15 minute call for quick questions, to providing an hour long overview of the full mortgage process. This makes working with him incredibly easy and instilled confidence in us as first time home buyers.
Dwaine Taylor Ottawa, Ontario
2. Chris Allard Barrhaven Mortgage Broker
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SERVICES |
Residential Mortgages, Commercial Mortgages, Alternative Lending, Reverse Mortgages |
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ADDRESS |
150 Isabella Street #110, Ottawa ON K1S 1V7 |
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CONTACT NUMBER |
Smart Debt Mortgages |
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WEBSITE |
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OPERATING HOURS |
Monday: 9:00 AM – 5:00 PM Tuesday: 7:00 AM – 5:00 PM Wednesday: 7:00 AM – 11:00 PM Thursday: 7:00 AM – 11:00 PM Friday: 9:00 AM – 5:00 PM Saturday: 9:00 AM – 5:00 PM Sunday: 9:00 AM – 5:00 PM |
Having a blog may hurt professionalism, but he certainly has a lot of pros. For example he is bilingual and has received many excellent and recent awards.
Pros
- Open daily with wide hours
- Received many recent awards
- available whenever you need to reach him, and has the know-how to educate you on mortgage
- English and French
Cons
- Has a blog (may seem not professional)
Customer Reviews
Learn what past Chris Allard Ottawa Mortgage Broker
Customers have to say about it:
My girlfriend and I used Chris’ services to find a mortgage for our first home. We both work shift work and Chris was always very accommodating to taking our calls outside of regular business hours and scheduling meetings that fit our schedule. Chris’ approachable personality, along with his extensive knowledge of the industry, made understanding the process simple. I have and will continue to recommend Chris’ services to anyone looking for a mortgage.
CHRIS BOILEAU
I would recommend Chris to anyone looking for a mortgage. Chris was great, we couldn’t have asked for a better broker. Chris helped my fiancé and I get approved for our mortgage and found us a good rate. We just bought our first house in Orleans thanks to his help. As first-time home buyers, we had very little knowledge about the home-buying process. Chris was remarkable, he took an educative approach and made sure we understood everything and he answered our many questions. Whenever we wanted to reach him he was always accessible, and if we’d leave a message he’d contact us promptly, which was great. Thank you Chris!
STEPHANIE DUFOUR
Simply put, Chris is amazing at what he does. From finding the best rates and conditions to being extremely professional and attentive to our needs, he surpassed any expectations we had for dealing with a mortgage broker. The back and forth communication was excellent. Nothing slipped through the cracks and all of our questions were answered appropriately and quickly. He helped us navigate through the mortgage process for our first home purchase in Kingston; no matter the distance, we will definitely be seeking Chris out for any future mortgages. As an added bonus, he is proficient in French and English. This was perfect for my primarily francophone spouse and I to fully understand every detail. We highly recommend!
JOHN GODBOUT
3. The Wilson Team – YourOttawaMortgage Kelly Wilson
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SERVICES |
MORTGAGE PRODUCER |
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ADDRESS |
174 Wild Senna Way, |
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CONTACT NUMBER |
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WEBSITE |
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Unknown |
Always at her best, Kelly is helpful, clear and organized with her work. Although her operating hours are unknown, she can be reached via phone or email very conveniently.
Pros
- Helpful
- Clear and organized
Cons
- Unknown operating hours
- Home office
Customer Reviews
Learn what past Mortgage Brokers The Wilson Team – YourOttawaMortgage Kelly Wilson Customers have to say about it:
I have always received quick responses with the Wilson Team, and they found us a mortgage that meets our needs. – anonymous
I just purchased my first home and Kelly with the Wilson Team went above and beyond my expectations, assisting me every step of the way! Kelly took the time to explain every detail to me and answer all my questions. Kelly and her team are incredible. I would highly recommend the Wilson Team to anyone. – anonymous
They were clear and organized throughout our dealings with them. When crunch time came, they did their part quickly and efficiently. Only complication was that there were a few people on vacation at inconvenient times. But all’s well that ends well. – anonymous
4. The Mortgage Advisors – Ottawa Mortgage Brokers Kaitlin P.
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SERVICES |
Mortgages |
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ADDRESS |
500-2725 Queensview Drive, Ottawa ON K2B 0A1 |
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Kaitlin P. is considered a top mortgage broker. She has a team that is confident and lays out a plan or strategy to help you better. Being decisive, she leads the team as one of the top mortgage broker in Ottawa.
Pros
- Has a strategy to help you
- Confident team
Cons
- Closed on weekends
Customer Reviews
Learn what past The Mortgage Advisors – Ottawa Mortgage Brokers Kaitlin Customers have to say about it:
I had the pleasure working with Kaitlin P. She was the best and worked hard to get me the best possible outcome. I would highly recommend engaging Kaitlin before anyone else! Thanks Kaitlin your tenacious hard work paid off big time!!! – Cory
5. Mortgage Brokers Ottawa Josie Mourtos
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SERVICES |
Mortgage |
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ADDRESS |
300-1701 Woodward Drive, Ottawa ON K2C 0R4 |
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CONTACT NUMBER |
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WEBSITE |
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OPERATING HOURS |
unknown |
Even though Mortgage Brokers Ottawa Josie Mourtos has a complicated website with unknown operating hours, they are a company to be trusted as their rate is stated clearly on their website.
Pros
- States their mortgage rate on their website:
- 5 Year Fixed 5.19%
- 5 Year Variable 3.25%
- Reasonable rates
- Honest
Cons
- Operating hours unknown
- Complicated website
Customer Reviews
Learn what past Mortgage Brokers Ottawa Josie Mourtos Customers have to say about it:
I highly recommend https://www.facebook.com/1622015918124824 Josie Your Mortgage Expert who is AMAZING!! She has access to many different lenders and products and works hard for her clients to get them what is best and most suitable for them. You won’t be disappointed! www.josiemourtos.ca
- Natalie s.
Josee Menard with https://www.facebook.com/114247605395556 Josée Ménard & Thérèse Poulin- The https://www.facebook.com/1622015918124824 Mortgage Advisors & Josie Crupi Mourtos with Josie the Mortgage Expert are both great mortgage brokers! You’d be in good hands with both.
- Sue M.